Medical Insurance

Why health insurance?

When the health of a loved one begins to decrease, the first goal is always a quick and complete recovery. Health insurance makes it easy to get the best care possible quickly, and it’s designed to help you get well again. Although the public health system in New Zealand is great, it is only designed to offer patients acute or urgent care. Due to financial restrictions and the uneven distribution of District Health Boards’ (DHBs’) priorities, non-urgent care can often be subject to lengthy wait times, even life-threatening ones. You can avoid the lengthy waits and expensive costs associated with not having health insurance by seeking treatment as soon as you need it and wherever you need

Surgical Benefit

All required surgery for you or a loved one will be covered by a health insurance plan with a surgical benefit. This will provide you peace of mind that, if any of the individuals insured by your health insurance needs surgery, you will be able to get it quickly and with no out-of-pocket expenses.  Excess options, specialists, and test covers are included in the optional surgical coverage.

Specialists and Tests

Your health insurance will pay for any diagnostic imaging or testing charges as well as any expert consultations. Some tests can cost substantially more money than others, and specialist treatment can be pricey. You should strongly consider adding this to your health insurance since, without it, you would have to decide between paying these costs out of pocket or foregoing the specialised care you need.

Health Insurance for children

Health Insurance for children

Even while New Zealand legislation makes doctor visits for children under the age of 13 free, it is still strongly recommended that you include your children in your health insurance plan. The cost of health insurance for your kids is reasonable. Additionally, pre-existing conditions that might surface during their growth will be covered by health insurance. Additionally, health insurance will ensure that people always have access to healthcare, regardless of changes in public healthcare funding.